Insurance for Every Corner of Florida's Hospitality Industry
From full-service restaurants to RV parks, wedding venues to food distributors — the FRLA Insurance Program is built for the full hospitality ecosystem.
Coverage Across Florida's Hospitality Ecosystem
The FRLA Insurance Program serves Florida's entire hospitality supply chain — from full-service restaurants and resort hotels to the support service businesses that keep them running. Select your industry to explore how the program applies to your operation.
The industries listed below represent common business types served by the program and are not exhaustive. FRLA members operating in hospitality-adjacent businesses not listed here are encouraged to inquire directly.
Restaurant & Food Service
Multi-Unit & Group Operations
Hotels & Lodging
Outdoor & Alternative Stays
Venues & Entertainment
Hospitality Support Services
Built for the Full Hospitality Ecosystem
Florida's hospitality industry is not just restaurants and hotels. It is the equipment companies that keep their kitchens running, the linen services that supply their linens, the staffing agencies that provide their workforce, and the pest control contractors who keep them compliant. The FRLA Insurance Program serves that full ecosystem.
Generic commercial policies are designed for businesses in general — not for the specific exposures of a hood cleaning contractor working in a commercial kitchen, or a vacation rental management company holding liability for properties they don't own. Specialized coverage exists because the industry requires it.
FRLA membership is what unlocks access to the program — regardless of whether you are a full-service restaurant, an RV park, a wedding venue, or a food and beverage distributor. If your business is part of Florida's hospitality ecosystem and you are an FRLA member, this program was built for you.
Looking for coverage by Florida market?
Explore how the program applies in your specific city or region — from Miami to the Panhandle.
TAKE THE NEXT STEP
See What the FRLA Insurance Program Could Do for Your Business
Florida restaurant and lodging operators can explore whether the FRLA Insurance Program is the right fit for their business. Start a quote or talk with the program team.